Mr. Naghibi, a licensed attorney and real estate broker, serves as the Chief Credit Officer of First Foundation Bank with an expertise in large volume institutional operations. Mr. Naghibi is responsible for measuring and managing the aggregate risk in the Bank's loan portfolio by overseeing the bank’s real estate, consumer and commercial credit, monitoring, underwriting, processing and collection policies, procedures, and processes ensuring appropriate mitigation of the risks inherent in the portfolio.

Prior to First Foundation Bank, Mr. Naghibi garnered an extensive background in a myriad of unique lending platforms. His time with Impac Commercial Capital Corporation, U.S. Financial Services & Residential Realty, and First Fidelity Funding equipped Mr. Naghibi with strong credit skills and broad experience in Multifamily, Commercial and Single Family Residence Real Estate Lending, Private Banking, Consumer Lending and both Small Business and Middle Market Lending.

Mr. Naghibi graduated with a Juris Doctorate from Trinity Law School and received a Master of Business Administration from American Heritage University.