1-888-405-4332
Online CDs

High-yield savings with long-term rate security

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Online CD

Open your First Foundation Bank Online CD

Our 9 Month Online CD is available for clients located anywhere in the U.S., and offers competitive rates with long-term security.

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Online CD

Want to lock in your rate even longer?

Our 12 Month Online CD is available for clients located anywhere in the U.S., and offers competitive rates with long-term security.

An Overview of First Foundation

$13.7 Billion

in Bank Assets as of 6/30/24

$5.5 Billion

in Advisory Assets Under Management as of 6/30/24

555

Employees as of 9/30/24

31 Locations

Serving you in California, Florida, Hawaii, Nevada, and Texas

Open an Online CD in five easy steps

Open 9-Month CD   Open 12-Month CD

View FAQs

What do our clients think?

“Great online bank”

“Great online bank. Easy interface. Great interest rates.” Jonathan B., Astoria, NY

“Ease of doing business with FFB”

“I really like the ease of doing business with FFB. Their website is great and opening an account is super easy. I highly recommend them.” Ronald H., West Jordan, UT

“Great customer service”

“You’ll be hard pressed to find a better bank. Great customer service, great rates and an easy to use app!” John B., Stamford, CT

“Friendly, efficient”

“First Foundation Bank representatives are all friendly, efficient, and work very diligently to assist your every need!” La Vern D., Fort Collins, CO
We are experienced online bank customers working with CIT and Ally over the years. But when we found out First Foundation had competitive online rates AND we could still benefit from their brick and mortar facilities, we were sold. It’s been the best of both worlds.
Carl K. ,
Palmdale, CA

Frequently Asked Questions

  • A certificate of deposit (CD) is a bank deposit account that lets you earn a fixed interest rate in exchange for locking in your deposit for a particular term.

  • The minimum deposit is $2,500.

  • You can use our application funding options to fund your account up to $500,000. If you would rather fund your account later, please contact us for assistance. You can then fund your account by check, wire, initiating a transfer from your other bank, or by bringing cash into one of our branches. For more information, please contact the First Foundation Digital Bank team at newaccount@ff-inc.com or 888-405-4332.

  • We will send you a Maturity Notice before your CD’s maturity date. There is a 10-day grace period during which you may withdraw principal without penalty or renew your CD with the same term. You may also close your CD and open a new one with a different term. If you do not contact us by the end of the 10-day grace period (and we do not send you a notice of non-renewal), your CD will automatically renew for another term. The rate for each renewal term will be determined by us on or just before the renewal date. You may call us on or shortly before the maturity date and we can tell you what the interest rate will be for the next renewal term. On accounts with terms of longer than one month we will remind you in advance of the renewal and tell you when the rate will be known for the renewal period.

Open an Online CD in five easy steps

Open 9 Month CD     Open 12 Month CD

Questions?

Learn more about us and our Digital Bank accounts.

View FAQs

In need of human assistance?

Our team is available to help Monday through Saturday. Give us a call.

1-888-405-4332

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Deposit and loan products offered by First Foundation Bank, Member FDIC and Equal Housing Lender. NMLS #793235.

Investment and Advisory Services provided by First Foundation Advisors, an SEC-Registered Investment Advisor. Trust Services and Insurance Services are offered through First Foundation Bank. First Foundation Insurance Services license number #0H38553.

Investment, Insurance, Digital Assets, and Advisory Products and Services:

  • ARE NOT FDIC INSURED
  • ARE NOT BANK GUARANTEED
  • MAY LOSE VALUE
  • ARE NOT A DEPOSIT
  • ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY