Personal Checking

Personal checking accounts that fit your lifestyle

Scroll Down

Designed to fit you, our Personal Checking accounts are simple, come loaded with features and make it easy for you to manage your finances the way and where you want to. In addition, all First Foundation Bank Checking Accounts come with access to Personal Online Banking and the First Foundation Bank Mobile app. We also offer the option to automatically switch your existing bill pay and direct deposits, making it easier than ever to switch checking accounts.

Personal Checking

Our Personal Checking Account gives you access to your accounts at every ATM in the country and almost any device in your home, office or pocket. All the features you want without the hassles and restrictions you don’t.

Personal Interest Checking

Our Personal Interest Checking Account gives you access to your accounts at every ATM in the country and almost any device in your home, office or pocket; all while earning interest on your qualifying balance.

Senior Interest Checking

Receive all the benefits of our Personal Interest Checking account, including earning interest on your qualifying balance, and enjoy exclusive extras available to our clients 55 and over.

With several accounts to choose from, we have many options to meet your banking needs. View our personal deposit products for additional details.

Explore Personal Deposit Products

All personal checking accounts at First Foundation Bank feature:

Nationwide ATM fee reimbursement

Use any ATM nationwide with any of our personal checking accounts. Even with high-cost ATMs, you will have up to $20 per transaction credited back to your account.


Friends & family, send money with Zelle®.

Automatically Switch Bill Pay & Direct Deposits

You have the option to automatically switch your existing bill pay and direct deposits when opening your account.

Mobile Deposit

Deposit checks anywhere with your mobile device. It’s as simple as taking a picture – just aim, capture, and deposit.

24/7 Online Banking

Conveniently and securely access and manage your money from your computer, tablet, or mobile device.

External Account Transfers

Whether you have a child off at college or simply manage multiple accounts across different banks, you can easily and securely transfer money between your accounts.

Online Bill Payment

Conveniently pay your bills online. No need to write and mail paper checks with First Foundation’s Personal Online Banking.


No need for paper statements. eStatements provide a secure and convenient way to access your account activity online.

Bank with Confidence

Our accounts deliver the highest level of security thanks to multiple layers of authentication and top-tier banking technology.

Well-Capitalized and FDIC Insured

First Foundation Bank is well-capitalized and all accounts are FDIC insured.
Man with laptop
Online Savings

New to First Foundation Bank? Open your account online today.

Our Online Savings account is available for clients located anywhere in the U.S., and offers a very competitive rate to help your savings grow.

Girl with dog on couch

Friends & family, send money with Zelle®

Send money to their bank account in minutes(1) with Zelle®.


Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

Find your Banker.

View all bankers and advisors

Let's talk... Please enter a Specialty and Location to view a banker/advisor near you.

Deposit and loan products offered by First Foundation Bank, Member FDIC and Equal Housing Lender. NMLS #793235.

Investment and Advisory Services provided by First Foundation Advisors, an SEC-Registered Investment Advisor. Trust Services and Insurance Services are offered through First Foundation Bank. First Foundation Insurance Services license number #0H38553.

Investment, Insurance, Digital Assets, and Advisory Products and Services: