Your soon-to-be favorite savings account

Open your First Foundation Bank Online Savings account
Our Online Savings account is available for clients located anywhere in the U.S., and offers a very competitive rate to help your savings grow.
An Overview of First Foundation
$6.5 Billion
$4.5 Billion
499
20 Locations

Earn 12x the national savings average
Our Online Savings account offers one of the highest available interest rates in the market.
Savings Interest Calculator
What do our clients think?
Open an Online Savings account in five easy steps
Open Account

Bank Smarter on Your Device with First Foundation Mobile
With First Foundation Bank Mobile, you can easily access and manage your money from your iPhone or Android on the go.
Track your account activity
Pay bills online
Friends & family, send money with Zelle®
Bank with complete confidence

How much to set aside to meet your financial goals
When saving for a big financial goal, it’s important to understand the relationship between how much you save each month and how long it will take to reach your goal. Our calculator shows what it will take for you to get there.

We are a bank, not a fintech unicorn
Offering you peace of mind that funds deposited in a First Foundation Bank Online Savings Account are insured up to the maximum allowed by law. The insurance is directly through our bank, not intermediated by a third-party.
In need of human assistance?
Our team is available to help Monday through Saturday. Give us a call.
1-888-405-4332
Disclosures
*Annual Percentage Yield (APY) is accurate as of 1/08/2021, subject to change without notice, and cannot be combined with other offers. The Online Savings account is a variable rate account. The interest rate and APY on this account may be changed at any time. The minimum balance to open the Online Savings Account is $1,000; new money only. Balance tier amounts and APYs associated with the end-of-day balance for the purpose of paying interest on the Online Savings Account are: $0.01 - $5,000,000.00 - APY 0.60%; $5,000,000.01 or more - APY 0.35%. Interest rate is variable and subject to change after account opening. If the balance in the account exceeds $5,000,000.00, the APY will be reduced on the entire account balance. The APY will be reduced on the entire account balance if the amount on deposit for all of your individual and joint Online Savings accounts combined exceed $5,000,000.00. Fees may reduce earnings. Additional terms and conditions apply. Transaction limitations apply.
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Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
Savings Interest Calculator is for illustrative purposes only, true values may vary.