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Owner-Occupied Real Estate Financing

Let us help you experience the benefits of owning your building

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Control your occupancy expenses and build equity in your owner occupied real estate. We customize lending options that allow you to purchase or refinance your commercial property occupied by your business. With amortizations of up to 25 years, you can plan your cash flow easier and with interest rates fixed for up to 10 years, you can fix your occupancy costs for greater savings. Our knowledgeable and experienced bankers are here to assist you throughout the process.

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We Offer

Up to 25 year amortizations / Up to 10 year terms
Up to 25-year amortization and up to 10 year terms for industrial, retail and office buildings.
Competitive 3,5,7, 10 year fixed rates
Hybrid adjustable rate loans with fixed initial term followed by an adjustable rate period for the remaining life of the loan.
Flexible step-down prepayment structures
Step-down prepayment structures with no yield maintenance or defeasance features.
Up to 90% financing for Owner Occupied Real Estate
Conventional or SBA 504 loan options available.

Property Types We Finance

Industrial/Warehouse

Retail

Office

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Hear from us

Speak to a Business Banker

When you are ready to engage and see how we can help you grow your business, please let us know a bit about you and how to reach you.

Selected Owner Occupied Real Estate Credit Relationships

$2,125,000

Appliance Wholesaler

$1,000,000

Medical Doctor

$1,500,000

Auto Parts Manufacturer

$7,800,000

Furniture Wholesaler

$1,000,000

Metal Parts Manufacturer

$480,000

Specialty Retailer

$910,000

Medical Doctor

$1,425,000

General Contractor
SBA Lending

Access loans made just for small businesses

Through the SBA lending program, newer businesses or established businesses that don't quite meet traditional financing requirements, can find a flexible loan to meet their needs.

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Business Lending

Business Lending Team

Our experienced lenders are ready to assist with your next financing need.

Find your Banker.

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Let's talk... Please enter a Specialty and Location to view a banker/advisor near you.

Deposit and loan products offered by First Foundation Bank, Member FDIC and Equal Housing Lender. NMLS #793235.

Investment and Advisory Services provided by First Foundation Advisors, an SEC-Registered Investment Advisor. Trust Services and Insurance Services are offered through First Foundation Bank. First Foundation Insurance Services license number #0H38553.

Investment, Insurance, Digital Assets, and Advisory Products and Services:

  • ARE NOT FDIC INSURED
  • ARE NOT BANK GUARANTEED
  • MAY LOSE VALUE
  • ARE NOT A DEPOSIT
  • ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY