Lending solutions that fit your business

Locally owned businesses and entrepreneurs are an integral part of the communities we serve. First Foundation Bank recognizes the importance of supporting these businesses by offering a variety of lending options. Our commercial bankers partner with you to understand your business, your goals, and unique needs so that we can tailor a credit solution that helps you achieve more.

Revolving Lines of Credit

With a revolving line of credit, you have the flexibility to borrow as much or as little as you need to meet your specific working capital needs, which may include:

Managing seasonality of cash flow

Taking advantage of trade discounts

Expediting inventory purchases

Managing short-term cash flow while you wait for collection of receivables

Asset Based Lines of Credit (ABL)

With an ABL, you can better manage your company’s growth with quicker access to loan funds. ABL’s rely on the current value of your accounts receivable and inventory to support your need for additional financing. Most ABL’s are structured as a revolving line of credit limiting the need for principal payments. Companies that typically benefit from ABL’s include:

Companies that require immediate reinvestment of operating cash flow back into the business

Companies with longer operating cycles

Companies with higher leverage

Companies with higher revenue growth rates

Term Loans

We offer term loans for the purchase of fixed assets or other capital expenditures, tenant improvement, business acquisition including partner buy-outs, and other expansion opportunities your business may need.

Finance CAPEX to conserve cash flow

Build out your space to meet your needs

Grow your business through acquisitions

What do our clients think?

Mirage Builders

The customer service we have experienced from First Foundation and their entire team has been nothing but spectacular. Being in the construction industry, it is critical to have a responsive, flexible banking partner, which we have in First Foundation.

In STEPPS Academy

FFB has been a trusted partner as we grew from a mom and pop operation to a multi-million-dollar company. The personal relationship with our banker has played a key role, providing excellent support in twice obtaining funding to fuel our growth.

MedBeautyLA

I have never had a banking experience with such personalized, responsive attention in my past banks. Our banker helped my business grow with our new laser that we were able to finance quickly and easily with our First Foundation Bank equipment loan.

SCL Tax Law

The personalized customer service is what sets First Foundation apart from other financial institutions I’ve banked with in the past. The online banking is extremely efficient and the financing packages are unbeatable.

We partnered with First Foundation following a period of difficult financial circumstances. FFB stepped up with thorough and fair vetting we had not seen from other major banks. The result has been a tremendous 3+ years of growth and partnership.

C&H Letterpress , Printing & Graphics

Santa Ana, CA

Commercial Loan Calculator

SBA Lending

Access loans made just for small businesses

Through the SBA lending program, newer businesses or established businesses that don't quite meet traditional financing requirements, can find a flexible loan to meet their needs.

View SBA Loans