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Paycheck Protection Program

Assistance for Small Businesses

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Paycheck Protection Program loan forgiveness

If your loan amount is $150,000 or less:

The SBA has launched a forgiveness application portal which will allow SBA borrowers whose Paycheck Protection Loans are $150K or less to apply for forgiveness directly through the SBA. If you have not yet applied for forgiveness, we invite you to use this application portal to apply for forgiveness for both your 1st and 2nd draw PPP loans.  

The SBA portal streamlines the application process by pre-populating most of the application information directly from your origination documents.  You will simply review and complete the remainder of the application. You will need your SBA PPP loan number (can be found on your SBA Note) and your Tax ID number for your business. For most businesses your TIN will be your Employer Identification Number. For some Sole Proprietorships the TIN may be the SSN of the owner.

How do I access the portal? 

This platform can be accessed by visiting https://directforgiveness.sba.gov

This guide walks you step by step through the registration and forgiveness application process, complete with screen shots of what you will see at each step.
PowerPoint Presentation (sba-forgiveness-docs.s3-us-gov-west-1.amazonaws.com)

Who should I contact with questions during the application process? 

The SBA’s PPP Direct Forgiveness Hotline is +1 (877) 552-2692.  

A Knowledge Base of Frequently Asked Questions can be found here. This resource is regularly updated.

We encourage you to reach out to SBA first with any technical or program related questions.  Please note, the portal operates best using MS Edge or Google Chrome browsers.  Should you need further assistance, please do not hesitate to contact us at sbapppinquiries@ff-inc.com.

If your loan is over $150,000 AND you received it in 2021:

First Foundation Bank uses an automated system for submitting loan forgiveness requests to make the process as efficient as possible. It will be important to utilize the online process as it will provide the proper steps to collect the necessary information and related documentation. It will also be updated live as changes are made by the SBA to ensure that you always have the most recent information and forms.  

The invitation to apply through the portal contains a link that is only valid for 48 hours from the time we send it.    Please contact us at the email below when you are ready to apply.

sbapppinquiries@ff-inc.com.

If your loan is over $150,000 AND you received it in 2020:

Apply online:

  • You should have received an email from us with an invitation to our PPP Forgiveness Online Portal. 
  • If you did not receive an email, please contact your banker or use the email below.
  • Once you start your online application, you’ll be able to save and come back to it as you prepare it.
  • You will want to wait to submit your PPP loan forgiveness application until you have collected and uploaded all your required documents.

First Foundation Bank uses an automated system for submitting loan forgiveness requests to make the process as efficient as possible. It will be important to utilize the online process as it will provide the proper steps to collect the necessary information and related documentation. It will also be updated live as changes are made by the SBA to ensure that you always have the most recent information and forms.  

Eligible Expenses (all loans over $150,000 regardless of origination date):

Update to the program made more expenses considered allowable if you used your Paycheck Protection Program (PPP) funds to pay for them. Expenses such as software, accounting, and investments in personal protective equipment may be allowable under certain conditions. More information is available by the SBA.

SBA PPP Resource

We strongly encourage the use of the online process when it becomes available to have your request processed as the use of other applications may delay your forgiveness request.

Questions? Email us at sbapppinquiries@ff-inc.com.

California, Nevada, and Hawaii businesses seeking assistance

Please be advised that assistance for businesses may be available through the SBA's Economic Injury Disaster Loan Program. This is a self-directed program through the SBA.

Please visit https://www.sba.gov/funding-programs/disaster-assistance to inquire about available options and the application process.

Main Street Lending Program

Unlike the Small Business Administration's Economic Injury Disaster Loan (EIDL) and the Paycheck Protection Program (PPP), the Main Street Lending program is a federal relief program aimed at larger companies. At the current time, First Foundation Bank is focused on assisting existing borrowers with loan forgiveness under the original PPP lending program, and is not participating in the Main Street Lending Program.

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