High-yield savings with long-term rate security
Open your First Foundation Bank Online CD
Our 9 Month Online CD* is available for clients located anywhere in the U.S., and offers competitive rates with long-term security.
Want to lock in your rate even longer?
Our 12 Month Online CD** is available for clients located anywhere in the U.S., and offers competitive rates with long-term security.
An Overview of First Foundation
$13.3 Billion
$5.2 Billion
581
31 Locations
What do our clients think?
“Great online bank”
“Ease of doing business with FFB”
“Great customer service”
“Friendly, efficient”
Frequently Asked Questions
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A certificate of deposit (CD) is a bank deposit account that lets you earn a fixed interest rate in exchange for locking in your deposit for a particular term.
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The minimum deposit is $2,500.
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You can use our application funding options to fund your account up to $500,000. If you would rather fund your account later, please contact us for assistance. You can then fund your account by check, wire, initiating a transfer from your other bank, or by bringing cash into one of our branches. For more information, please contact the First Foundation Digital Bank team at newaccount@ff-inc.com or 888-405-4332.
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We will send you a Maturity Notice before your CD’s maturity date. There is a 10-day grace period during which you may withdraw principal without penalty or renew your CD with the same term. You may also close your CD and open a new one with a different term. If you do not contact us by the end of the 10-day grace period (and we do not send you a notice of non-renewal), your CD will automatically renew for another term. The rate for each renewal term will be determined by us on or just before the renewal date. You may call us on or shortly before the maturity date and we can tell you what the interest rate will be for the next renewal term. On accounts with terms of longer than one month we will remind you in advance of the renewal and tell you when the rate will be known for the renewal period.
Open an Online CD in five easy steps
In need of human assistance?
Our team is available to help Monday through Saturday. Give us a call.
1-888-405-4332
*Annual Percentage Yield (APY) is accurate as of 1/12/2024, subject to change without notice, and cannot be combined with any other offers. The minimum balance to open an Online 9 Month Certificate of Deposit (CD) account and obtain the advertised APY is $2,500 - new money only. The APY assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Deposit maximums may apply. Additional terms and conditions may apply.
**Annual Percentage Yield (APY) is accurate as of 1/12/2024, subject to change without notice, and cannot be combined with any other offers. The minimum balance to open an Online 12 Month Certificate of Deposit (CD) account and obtain the advertised APY is $2,500 - new money only. The APY assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Deposit maximums may apply. Additional terms and conditions may apply.