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Disclosures

The creditor and issuer of MasterCard cards is Card Assets BankCard/Credit Card Services pursuant to separate licenses from MasterCard International Incorporated.

The creditor and issuer of Visa and American Express cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Banking products are provided by Sunflower Bank, N.A. dba First Foundation Bank, Member FDIC and Equal Housing Lender. NMLS# 709491.

Investment and Advisory Services provided by First Foundation Advisors, an SEC-Registered Investment Advisor. First Foundation Advisors is a wholly owned subsidiary of FirstSun Capital Bancorp. Trust Services are offered through Sunflower Bank, N.A. dba First Foundation Bank.

Investment, Insurance, and Advisory Products and Services:

ARE NOT FDIC INSURED
ARE NOT BANK GUARANTEED
MAY LOSE VALUE
ARE NOT A DEPOSIT
ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY