Gloria Tho-Lutz is a Private Banker at First Foundation. She brings over 17 years of experience helping individuals and families navigate complex financial decisions with clarity and confidence. She is dedicated to understanding each client’s unique priorities, offering guidance that aligns with their long-term goals, values, and vision for the future.
Gloria’s approach goes beyond traditional banking. Clients rely on her as a trusted partner who provides expertise, advocacy, and proactive support across the full spectrum of wealth management needs—including investment review, structured credit, and strategies for building and preserving generational wealth. Her commitment to personalized service ensures that clients always have someone in their corner who is deeply invested in their success.
Gloria is an active member of the community and serves as a 360° Circle Member supporting Miracle for Kids, a nonprofit organization that helps families facing a child’s life‑threatening illness. Prior to joining the firm, she worked at Wells Fargo, Union Bank and US Bank in several roles including Branch Manager and Wealth Management. She studied Public Relations and Marketing at Cal State University, Dominguez Hills.
Phone: (949) 668-7194
Cell: (949) 618-4822
gtholutz@ff-inc.com